What It's Like to Work in the Insurance Industry There are three main categories of Insurance companies. Health insurers cover medical expenses; Property and Casualty insurers cover risks like accidents, injuries and theft; and Life insurers make a payment to beneficiaries upon the insured's death. Job titles in the industry include Actuaries, who evaluates risk; Appraisers, who are experts in property valuation; Adjusters, who determine payment amount to policyholders; Examiners, who handle difficult claims; Investigators, who deal with suspected fraud; and Underwriters, who determine acceptance or rejection of applicants. Many insurance companies engage in more than one business category, and the skills and experience gained by an employee in one area are usually transferable, if not desired by other areas. The opportunity for advancement is good, and the opportunities for various certifications are plentiful. The knowledge acquired on the job can also help in a personal situation if you find yourself making a claim. Why You Need a Resume Because there's so much skills cross-over that is seen as valuable in the industry, you're resume needs to reflect your broad experience in whatever position you've worked. Showing your understanding of the industry and highlighting your successes will help the hiring manager visualize your as part of the team. Be brief, but provide an example of cost savings to the company as a result of your work. For help getting started with your resume, go to LiveCareer for some well-written samples.